2. We check the title to the property to ensure this is in order.

3. We carry out a local authority search which is the normal requirement of the new mortgage lender.

4. When the new mortgage offer is issued we check this and deal with any requirements of the mortgage lender

5. We obtain your signature to the new mortgage deed and agree a convenient date for completion of the new mortgage.

6. We obtain a settlement figure for the existing mortgage, carry out final searches, report to the new lender on the title to the property and request release of the mortgage advance monies.

7. We pay off the existing mortgage to complete and register the new mortgage at the Land Registry.

8. Any monies due to you from the transaction are then paid into your bank account.